Addressing your Retirement Plan: Pre Tax Vs. After Tax Dollar Savings

• Keep in mind that the original premise of putting money in a pre-tax qualified retirement was:  You put money away that you don't need as a young person while you are in a high tax bracket, and take money out as an older person when you are in a lower tax bracket.

 

• Most retirement plans negate this principle.  Recently an Arizona Orthodontist said,  "Why should I put money away pre-tax in my 45% tax bracket and take it out in the same bracket at retirement?  A Thinker!!!